Remove one side panel from your computer case and see if temperatures are lower then with it on.
If they are it does indicate poor air circulation.
What happens if you put a small floor fan aimed at the inside of your computer case? Are the temps much lower or about the same?
If you have the Computer case for month or more I would check the computer case filters. They may be clogged and not allowing air to enter or exit properly.
If your processor's temperature reaches 95c or above then IT IS overheating. But if temperatures maintains below 95c then it is running at its engineered temperature range up to 95c.
Your processor's TDP rating is 65 Watts so the Noctua you have should be strong enough to prevent the processor's temperature from getting anywhere close to 95c.
So either the Noctua is not installed correctly or is defective or you have poor air circulation inside the computer case.
I would also try to add a second fan to the Noctua CPU Cooler in a Push-Pull configuration. It will help circulate air inside your computer case beside making your processor run slightly cooler.
NOTE: What is the hottest processor temperature you average under heavy loads or stress? If it is at or below 85c than your CPU Cooler is doing a very good job. If it reaches 95c than you need to find out why?