On 22.8.2 (but this has been happening for a very long time now)
I have an AOC G2460PF 144Hz Monitor with Freesync. 35-146Hz range. Despite this, I get screen tearing in some games while being below 144fps.
Enabling V-sync does not fix it. Nor does enabling Enhanced Sync in-driver.
Some cases are worse than others. FFXIV exhibits zero tearing. Fallout 4 does it a little bit. Apex Legends does it pretty badly.
Its also quite random. Sometimes it'll be fine for days, weeks...then it comes back.
I made a post in APRIL about this very same issue after upgrading to one of the 22.3.X drivers, which seems to be exactly when this started happening. After going back to 22.2.X, it went away.