Mine is MSI 6600XT.
That is default I think, I also get that. What we need to see if junction temp.
The problem for me is I dont like the hissing of my fan because high temp means high rpm fan.
To solve this, I undervolt the GPU so the junction temp cannot get over 75 celcius and only use 50-60% of full speed RPM. This is depends on you, I am OK play games around 60-80fps. Undervolt makes you cannot maximize what your GPU capable of. ( I even play competitive games and limit it to 60fps).
MSI B550 Pro-VDH - MSI 6600XT - Ryzen 5600G