For troubleshooting, try disabling ftpm in bios (if you have bitlocker/drive encryption enabled read guides on turning that off beforehand).
Or buy a tpm chip.
Microsoft released a patch to insider builds several months back, don't recall seeing it on rtm builds yet?
I do get the error only on startup, but not once have i had a crash related to ftpm.
My PC- Ryzen 5 5600x, B550 aorus pro ac, Hyper 212 black, 2 x 16gb F4-3600c16dgtzn kit, NM790 2TB, Nitro+RX6900XT, RM850, Win.10 Pro., LC27G55T.