Depends on the type of noise you are hearing. Is it a rasping or clicking or scraping noise? or just a loud whirring noise?
Make sure the the fan is clean with no obstructions (cables) that might be hitting the fan blades. Also turn off the computer and physically turn the fan blade. It should turn effortlessly and without any noise or resistance.
Wraith are fairly loud CPU Coolers when running on high.
Anyway, if you are not sure, Try opening a AMD Warranty Request Online form and ask them if the noise is normal or the CPU Cooler needs to be RMAed under Warranty if it came bundled with the processor: https://www.amd.com/en/support/kb/warranty-information/rma-form
